Personal Umbrella Insurance


Personal Umbrella Insurance

Personal Umbrella Insurance Coverage

A personal umbrella insurance policy will offer extra protection for your peace of mind against claims made by third parties when you are held liable for their injuries due to an accident or your negligent act.  In today’s litigious society, it only makes sense to secure your financial freedom with the added protection of a personal umbrella insurance policy.  We offer limits from one million to over ten million in personal umbrella insurance protection should you need higher limits.

The staff at SFI Group stands ready to help you make sure that an accident won’t cost you everything you have worked so hard to obtain. Personal injury lawsuits are being heard every day in every jurisdiction across the United States of America.  Your personal assets are exposed in most cases of lawsuits for that value over your liability protection.  Additionally, personal umbrella insurance policies are very inexpensive to obtain.

A personal umbrella  policy will increase the limits of protection so vital to preserving your assets. Umbrella liability is a surprisingly cost effective way to manage your risk. All personal umbrella insurance policies require you to maintain certain minimum primary, otherwise known as underlying, insurance limits.

Minimum limits normally required by personal umbrella insurance carriers are as follow: Auto insurance underlying limits:  $100,000 per person/$300,000 per accident with $100,000 or combined single limits of $500,000

Boat insurance underlying limits: normally the same as auto insurance limits.

Homeowners liability underlying limits are normally $500,000 at a minimum with credit for higher limits carried.

SFI Group has worked with different insurance companies to provide this extremely valuable coverage in conjunction with your other personal lines policies or as a stand alone insurance policy. Please take a minute to fill out our personal umbrella insurance application. A qualified insurance agent will respond to your application before the close of the next business day.

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Get the Coverage You Need

Once you submit your request, one of our knowledgeable agents will call or email you by the end of the next business day to complete the process. Trust the beach insurance and coastal insurance agents of SFI Group to help you with all of your North Carolina coast insurance needs.

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Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent.