People riding all terrain vehicles

ATV Insurance

ATV Insurance Coverage

If you think your ATV is insured under your homeowner’s policy, you may be in for a big surprise!!!

While it may be true that homeowner’s insurance can extend to cover your ATV in some circumstances; typically, when you take that ATV away from your residence, the coverage stops. There is a clause in the homeowner’s insurance form that extends coverage to “motorized conveyances used to service the insured premises.” That coverage stops when you take the ATV away from the insured premises.

If you trailer your ATV anywhere, your homeowner’s insurance may not cover you for liability or property damage to your ATV. The only way to make sure you are covered properly is a special ATV insurance policy written by an experienced insurance professional, like our agents at SFI Group.

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Get the Coverage You Need

Once you submit your request, one of our knowledgeable agents will call or email you by the end of the next business day to complete the process. Trust the beach insurance and coastal insurance agents of SFI Group to help you with all of your North Carolina coast insurance needs.

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Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent.