Insurance for Everything Important to You.

local 910.329.4443
toll-free 888.324.0140




Hours of Operation:
Monday-Friday 8:30a - 5:00p

Specializing in:
  • NC Beach Homeowners Insurance
  • NC Coast Homeowners Insurance
  • Coastal Homeowners Insurance
  • Flood Insurance

Personal Umbrella Application

A personal umbrella insurance policy will offer extra protection for your peace of mind against claims made by third parties when you are held liable for their injuries due to an accident or your negligent act.  In today’s litigious society, it only makes sense to secure your financial freedom with the added protection of a personal umbrella insurance policy.  We offer limits from one million to over ten million in personal umbrella insurance protection should you need higher limits.

The staff at SFI Group stands ready to help you make sure that an accident won’t cost you everything you have worked so hard to obtain. Personal injury lawsuits are being heard every day in every jurisdiction across the United States of America.  Your personal assets are exposed in most cases of lawsuits for that value over your liability protection.  Additionally, personal umbrella insurance policies are very inexpensive to obtain.

A personal umbrella  policy will increase the limits of protection so vital to preserving your assets. Umbrella liability is a surprisingly cost effective way to manage your risk. All personal umbrella insurance policies require you to maintain certain minimum primary, otherwise known as underlying, insurance limits.

Minimum limits normally required by personal umbrella insurance carriers are as follow:

Auto insurance underlying limits:  $100,000 per person/$300,000 per accident with $100,000 or combined single limits of $500,000

Boat insurance underlying limits: normally the same as auto insurance limits.

Homeowners liability underlying limits are normally $500,000 at a minimum with credit for higher limits carried.

SFI Group has worked with different insurance companies to provide this extremely valuable coverage in conjunction with your other personal lines policies or as a stand alone insurance policy. Please take a minute to fill out our personal umbrella insurance application. A qualified insurance agent will respond to your application before the close of the next business day.

Call us or submit your quote request online today!

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